The new standard for P2P lending

Don't let money ruin a good friendship.

Formalize the promise, automate the payments, and keep the relationship intact. The simple, secure way to lend and borrow with friends and family.

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User
User
User

Trusted by early adopters

9:41
User

Create a
New Loan

I want to lend$500
Repayment Period4 Weeks
Weekly Payment$125.00
Total Repayment$500.00
Learn More

Secure 256-bit encrypted link

As seen in the informal economy of

FriendsFamilyCoworkersRoommatesPartners

The "Can I borrow $500?" Panic

We've all been there. Informal lending is messy. 47% of personal loans end in a lost friendship. Boomerang fixes the awkwardness.

The Awkward Ask

Gone. Send a professional link instead of a vague text message. It shows you're serious about paying it back.

The Forgotten Date

Solved. We track the schedule and send automated reminders so you don't have to be the 'bad guy' chasing money.

The Relationship Risk

Mitigated. Clear terms mean clear expectations. When everyone knows the plan, the friendship stays safe.

New Request
$1,000.00
WeeklyMonthly
Get Started
Step 01

Define the terms.

Set the amount, the total repayment, and the schedule. You decide the rules, not a bank algorithm.

Step 02

Share the link.

Boomerang generates a secure funding link. The lender reviews the terms and approves. No more "he said, she said."

Hey! Can you help me with that car repair? 🚗
10:42 AM
Loan Request: $500boomerang.credit/l/x8j9
Tap to review terms
10:43 AM • Read
Got it. Terms look fair. Sending it now! 👍
10:45 AM

Payment Received

Installment 2 of 4

Amount$250.00
DateOct 24, 2025
Remaining$500.00
Step 03

Automated tracking.

Both parties see the progress. We send the reminders. We track the history. It's clean, simple, and automated.

For Banks & Lenders

Unlocking the
Invisible Credit Score

Billions move between individuals every year, completely invisible to the financial system. Boomerang formalizes this economy.

  • Alternative Data Points

    Successful repayment on Boomerang signals character and capacity that traditional bureaus miss.

  • Financial Inclusion

    A stepping stone for the underbanked to demonstrate responsibility and enter the formal system.

Contact Institutional Team
JANFEBMARAPRMAYJUNJUL
Repayment Success Rate
98.2%
+12% vs Market

Ready to formalize your finances?

Start building better financial habits with the people you trust.

No credit checks required. Free for personal use.